10. Smart Shopping at at Glance: Pay with Plastic
- Credit cards offer the same consumer protection whether shopping online or offline. In the United States you are liable only for $50 if your card is used fraudulently.
- You can also challenge charges and withhold payment in the event of a dispute with a merchant.
- An alternative payment option, particularly for buying from auction sites, is setting up an account with PayPal. PayPal also offers some fraud protection.
- You electronically transfer money from your bank account into your PayPal account, then use it to pay merchants or individuals.
- Don't wire transfer money to a merchant directly.
